Why Finding Affordable Drug Addiction Treatment Just Got Easier
When you make the decision to go to rehab, it is important to find a suitable one as soon as possible. This is not always an easy thing to do. Cost often plays a major factor in whether you seek treatment or not. Fortunately, with the insurance that is now required in the United States and recent addiction treatment legislation, cost is not the factor it once was and finding treatment just go easier.
The Affordable Care Act
Under the Affordable Care Act, nicknamed Obama Care, insurance companies were forced to make reforms that allowed more individuals to buy health insurance. According to the Office of National Drug Control Policy, specific substance abuse treatment specific substance abuse services should be offered.
These services are now offered as part of the many plans found in the Health Insurance Market Place. Most of these plans are affordable to everyone. When you sign up for a plan, keep your substance abuse in mind. Most plans offer substance abuse treatment even if the substance abuse is a pre-existing condition.
Some plans allow for:
- inpatient substance abuse treatment
- outpatient substance abuse treatment
- mental health treatment due to substances abuse
- individual and group therapies
Access to each of these services is vital to recovery from substance abuse. Cost should not be a factor in finding the treatment you need. To find a treatment center that takes your insurance call 800-564-3865 (Who Answers?) .
The Mental Health Parity and Addiction Equality Act
This act also addresses cost concerns about substance abuse treatment. Under the Affordable Care Act, deductibles and co-pays for mental health and substance abuse services are not controlled. The Mental Health Parity and Addiction Equality Act changes this.
According to the Department of Labor, this act requires health insurance companies to manage addiction and mental health treatment in a manner that is no stricter than any other health benefit under their plan. This basically means that health insurance companies are not allowed to charge higher deductibles or co-pays for addiction treatment services.
The out of pocket costs for addiction treatment should not be any more restrictive than other medical procedures such as inpatient surgical treatment or medical office visits. An insurance company also cannot put a lower lifetime limit on substance abuse or mental health services than they do on traditional medical or surgical benefits.
What These Two Acts Mean for You
Insurance and insurance legislation is confusing. What these two acts mean to you and your addiction treatment is simply that it is now more affordable than ever to seek substance abuse treatment, even if you go to an inpatient treatment facility.
One of the best ways to pay for your addiction treatment is by using health insurance. This way you get the treatment that you want at a price that you can afford.
Finding a Treatment Center that Accepts your Insurance
To find a treatment center that accepts your insurance all you have to do is call us at 800-564-3865 (Who Answers?) . We can help you find the treatment center you can afford, so you can end your addiction before it is too late.